Monday, August 17, 2026

Jim Franks’ Latest End-Time Sales Pitch: Same Old Fear, Same Old Collection Plate



Jim Franks of COGWA has once again dusted off the classic Armstrongist playbook.

In his July member letter, he opened with Matthew 24:7, listed every war, famine, disease, and earthquake currently in the news, declared that “never have we seen so many of these events, back-to-back,” and then solemnly reminded everyone that only the return of Christ can save the world. The unspoken subtext? Stay scared. Stay loyal. And while you’re at it, keep those tithe checks coming—because the end is always nearer when the offering needs a boost.

Let’s be clear. New Covenant believers do not deny that the world is broken. Wars rage. People starve. Diseases spread. The ground shakes. Jesus Himself said these things would happen. What He did not say is that every generation of self-appointed watchmen should turn the evening news into a fundraising telethon.

Armstrongism has been running this exact script for decades. In the 1960s and 1970s it was “1975 in Prophecy.” Then it was the next failed date, and the next, and the next. David Pack has made an entire career out of announcing Christ’s return to Wadsworth on a schedule that keeps getting revised. Bob Thiel regularly discovers that this year’s conflicts are the final ones. Jim Franks continues in the endless COG chorus, cataloguing conflicts from Ukraine to Sudan to Venezuela’s earthquakes as proof that “we are living in the time that Christ referred to as the end of this age.”

The pattern is transparent. Fear keeps people watching the horizon instead of examining the organization. Fear makes members feel they dare not leave “the one true church” because the Great Tribulation is just around the corner. And fear, historically, has been excellent for the budget.

New Covenant reality is different. Christ already came. He already finished the work. The Kingdom is not a distant event we must anxiously finance into existence; it is already breaking forth wherever the Spirit of the risen Lord is. We are not under a system that requires constant end-time adrenaline to stay faithful. We are free to live, love, work, raise families, and serve without the background music of perpetual panic.

Yes, we watch. Yes, we pray. “Your kingdom come” is still the right prayer. But we do not pray it while clutching our wallets in terror that the next earthquake proves our particular corporate charter is the only safe place. We pray it as people who already belong to the One who has overcome the world.

So when the next COGWA or XCOG letter arrives listing the latest wars and pestilences and urging us not to “pretend all is normal,” New Covenant believers can answer calmly: We already know it isn’t normal. We also know that the remedy is not another round of fear-driven loyalty tests. The remedy is Christ Himself—already given, already sufficient, already enough.

The world is messy. The gospel is not. Stop selling fear. Start living freedom.

The Armstrongist Mini-Torah Doing an End-Run Around the Law

Sukkah (Booth) at Neot Kedumim Park, Israel (Fair Use)



The Armstrongist Mini-Torah

Doing an End-Run Around the Law

By Scout

 

Jesus in that sermon (Sermon on the Mount) said He did not come to destroy the Law or the prophets. He came only to fulfill. And I've shown you that according to the New Testament in James that we are commanded to fulfill the Law following in His steps — He set us an example that we should follow His steps and we too must fulfill the Law or else we are sinners and love is the fulfilling of the Law. And He said that not the dotting of an "i" or the crossing of a "t" would be removed from the Law until everyone is really fulfilling it.  Herbert W. Armstrong, “Spirit of the Law”, Sermon, 1979

 

Cult theology can become a comedy of errors.  When I was at the Big Sandy Feast site one year, back in the Seventies, I heard someone criticize Ambassador College faculty members and administrators who lived on Faculty Row for not moving into a temporary dwelling for the duration of the Feast of Tabernacles.  Some people on Faculty Row did have their kids living in tents in the backyard. It was funny, because I think the critic was probably living in one of the nearby hotels or a sleek tent in Piney Woods. He probably felt that he was in the right because his residence was temporary, for him at least, but he conveniently overlooked the other characteristics of the prescribed suka (Hebrew) for the Feast of Tabernacles. From the name of this holy day alone, we know that the suka occupied a central role in the liturgy for this observance. 

The Torah is explicit about what qualifies as a temporary dwelling for Sukkot. But there is a discrepancy between the inspired scripture in the Old Testament and the modern-day re-imagining of the Torah by Armstrongists.  The Armstrongist version of the Torah is smaller and in some cases not as demanding.  As in the case of the suka.  This reduction of the Torah seems to be out of rhyme with Herbert W. Armstrong’s (HWA) statement above that speaks of keeping the Torah, the same law Jesus kept, down to the jot and tittle.  The Armstrongist rendition of the Torah could be called a Torah Lite, but I prefer mini-Torah.  The suka case needs to be examined further. 

The Case of Suka at the Feast of Tabernacles

Herbert W. Armstrong was always an advocate of letting the Bible interpret itself. So, I will do that in this case. The word suka, translated as booths, means “thicket”. It definitely has an arboreal connotation. In Nehemiah 8:13-15, we find this statement:

On the second day the heads of ancestral houses of all the people, with the priests and the Levites, came together to Ezra the scribe in order to study the words of the law. And they found written in the law which the LORD had commanded by Moses, that the children of Israel should dwell in booths in the feast of the seventh month: And that they should publish and proclaim in all their cities, and in Jerusalem, saying, Go forth unto the mount, and fetch olive branches, and pine branches, and myrtle branches, and palm branches, and branches of thick trees, TO MAKE BOOTHS (SUKA), AS IT IS WRITTEN.

It is clear that this refers to brush arbors. This is how Ezra and the august body of authorities read the scripture.  Why should we read the passage differently? This dwelling is something that you make yourself with your own hands, is temporary (That is, the suka is temporary, not your dwelling there.  It wasn’t there before Sukkot, and it will go away after Sukkot), and for the express purpose of observing Sukkot. A hotel room does not fit this profile in the least. The people who dwell in hotels, motels, and rented houses for the FoT, do not comply with the Torah at the jot and tittle level that HWA says is required. Re-read his statement above..

In fact, the Torah on this issue will never be observed among Armstrongists. Can you imagine what would happen if an Armstrongist minister told his wife that she is going to help make a brush arbor and live in it for eight days? You would see a mass exodus from the Armstrongist denominations. It would be a problem that no amount of second tithe could fix. The brush arbor is in the inspired Torah in the Tanakh. A swank hotel room is in the uninspired mini-Torah used by Armstrongists. Because of this departure from the Torah-prescribed brush arbor, nobody in the Armstrongist realm actually observes the Torahic Feast of Booths even though in Armstrongist theology the Torah is written on the hearts of all true Christians.

The lowly brush arbor seems to be without esteem among modernists but Dr. Eitan Bar said the following of it:

The practice of building and living in sukkot—simple structures crafted from branches and foliage—carries profound symbolic meaning. It brings to life the reality of human frailty and transience, reinforcing the truth that ultimate security is found not in human achievements but in God's enduring care. Sukkot is a festival of sensory richness. The waving of the "Four Species" (etrog, lulav, myrtle, and willow) during prayer symbolizes unity and the blessings of creation. The festive meals shared under the open sky, the storytelling, the songs—all foster a deep sense of community, humility, joy, and gratitude. It is a festival where theology becomes tactile, where faith is not merely professed but lived and experienced.

Staying at an expensively appointed hotel for eight days just doesn’t do the same thing. 

The Torah Cannot Really be Miniaturized 

After the Destruction of the Temple in 70 AD, the Torah, which was Temple-dependent, was repackaged by Yohanan ben Zakkai, a prominent Pharisee, along with the sages of the Academy of Jamnia, to function without a Temple.  This was the beginning of Rabbinic Judaism practiced in the synagogue system.  The only other repackaging of the Torah that I know of has been the repackaging done by Armstrongists.  While ben Zakkai had the authority of the Bet Din behind his effort, the Armstrongists seem to have not hearkened to any authority.  Armstrongists might say that their authority is simply the Bible.  But it is not clear that there is a scriptural authority that justifies either the Rabbinic or Armstrongist repackaging.  

And Paul and Moses put a great obstacle before those who would edit and streamline the Torah.  Paul stated in Galatians 5:3, “Once again I testify to every man who lets himself be circumcised that he is obliged to obey the entire law.”  You cannot do just part of the Torah.  It functions like a unit, an operational whole. It cannot be downsized into a “more manageable” package.   Moses said in Deuteronomy 12:32, “You must diligently observe everything that I command you; do not add to it or take anything from it.”   The Torah may have had multiple sources, but the claim of scripture is that Deuteronomy 12:32 encompasses the holy days.  My guess is that sometime in the post-exilic period the Law, Prophets and Psalms were essentially frozen and later Jesus had no trouble referring to them as having authority.  The Tanakh became a recognized and stable body of writing.

I have no history of how the Armstrongists packaged the Torah and recast it as their denominational mini-Torah.  Maybe change accreted through a case-by-case resolution of issues that naturally emerged over the history of the Worldwide Church of God.  Maybe nobody in the Armstrongist camp really ever set out to rewrite the Torah.    

Level of Observance

A potential argument is that a hotel room in a high-end hotel is not the same as but is functionally similar to a suka.  It is a place to live for a while. To start with the concept of a suka from scripture and arrive at the concept of a hotel room just requires disregarding a “few irrelevancies” listed in scripture – like brush, like the temporary status of the structure, the fact that it is hand-made and that kind of thing.  Hence, the Torahic requirement is not abandoned; it is just practiced at a different, less stringent level of observance.  This argument should not have traction among Armstrongists broadly.  Armstrongists generally believe that Jesus defined the Torah for their keeping at the jot and tittle level.  The example that Jesus set living under the Law is their example for Christian living today.  And the Sermon on the Mount made the Torah even more stringent, not less so.  And Armstrongists assert that the Holy Spirit makes it possible for them to keep the Torah when the ancient Israelites could not.  And the Holy Spirit is not in their lives to abbreviate Torah-keeping but to expand it.  So, the idea that replacing the suka with a hotel room at a top-drawer hotel is just an insignificant matter of observance level is a dog that won’t hunt. 

Conclusion

The Torah was the national charter for a certain group of people at a certain time and a certain place.   It defined the way to live a good and Godly life on this planet on the pathway to Sheol. It was an effective means to a desirable end. But the New Covenant is a covenant of better promises. It is not about living in a suka unless you just want to as a learning experience.  It is about salvation by grace through faith. And sleeping in a suka (or a posh hotel room at the Feast of Tabernacles) won’t make you a Christian any more than sleeping in a garage will make you a car.  

 

 

 



Sunday, August 16, 2026

COG Veritas: Rick Shabi's Son Keeps His Dad's Promise (Updated)



Updated with the missing end post "End Time Readiness — Loving the Truth & Discernment" Link to Rick Shabi Memorial Site

COG Veritas writes:

The Rick Shabi tenure as leader in UCG ended with a lot of confusion. Many members liked him, but chalked it up to "Politics". Home Office was not transparent on the issues that led to Mr. Shabi's departure. 
 
"He was hard on the Home Office Staff" was a common refrain.
Remember, UCG's home office Ministry wants their Ego's stroked and to stay in their comfort zone. Accountability is not a high priority.
We were going to write an article on Rick Shabi, but his son did us a favor.
Rick Shabi believed in Fiscal responsibility. We have heard 2nd hand that the costs to produce a Beyond Today episodes by Peter Eddington and Darris McNeely and that crew were significant. If someone knows Peter Eddington, ask him the cost to produce each episode and post it here. (Is it North of $100,000 per episode?).
Rick Shabi produced a podcast that was a fraction of the cost and had more followers. Would this produce jealousy?
We are aware of a situation that got out of hand involving Steve Meyers. He refused to meet Face to Face with the members who repeatedly requested a meeting. Mark Welch, Vic Kubik, and Darris McNeely did nothing to deal with Steve Meyers or require him to have a meeting. They looked the other way.
Rick Shabi at least forced Steve Meyers to meet with the brethren where he was exposed as Incompetent, lying, and a fraud.
So, Rick Shabi was willing to make the Home Office Ministers have the hard conversation with the members when they made a mistake, in this instance.
In his son's words, here is what went down at the end of Rick Shabi's tenure.

--------------------------------------------------------

Keeping a Promise

Today marks the one-year anniversary of my father’s death, closing out a year that has felt like a heavy blur of grief and reflection. I have always preferred to remain quiet, keep my focus on my family and move forward. However, given the impact of the recent General Conference of Elders’ (GCE) tribute on my family, it became clear that silence isn’t an option when the truth is not faithfully represented.

Seeing the GCE printed booklet was a painful catalyst, forcing the realization that quiet restraint was no longer an option. After I presented my father’s records to the Council of Elders earlier in the year and received their formal response, I had begun to resign myself to letting the matter go—accepting that administrative channels for review were closed and trying to focus instead on honoring my father’s memory through this website. While I always intended to write something to mark the one-year anniversary of my father’s death, this message would have looked far different had that misleading tribute not been published in their official record. Seeing an alternate narrative printed for the entire Church made it clear that our silence was being used against us—and with my father no longer here to defend himself, I realized that if his true account was ever to be known, I had to speak on his behalf.

My family initially kept our heartache private, hoping prayer, time and thoughtful dialogue would bring peace. However, our silence allowed a convenient narrative to take hold—one that risks framing my father’s presidency, his exit, and his final warnings through the lens of personal conflict rather than his unwavering commitment to biblical principle. Standing for the truth requires setting the record straight, ensuring history is remembered accurately, and fulfilling my promise to him.

There is a literary concept which has stuck with me, which is that a person dies twice. The first is physical, but the second happens when their true story is erased, replaced with a false narrative, and eventually forgotten. While that second fading usually takes generations, here it is happening less than a year after my father’s death. To ensure his true legacy is preserved, and his memory and true experiences are not lost so soon, I am choosing to honor two promises I made to my father in his final days: first, to keep his messages permanently and publicly available, and second, to bring the truth of what he endured in secret into the light.

This second promise grew directly out of the tragic timing of my father’s death. Throughout June 2025, my father carried a crushing spiritual burden. In his original resignation letter, he spoke openly of the “literal lies and betrayal” he had witnessed and experienced—a pain compounded as he realized that church leadership’s promises about his returning to pastoring in Orlando were empty, and that the church organization was moving down a path he viewed as deeply alarming. This unresolved distress took a heavy physical and emotional toll on him and never left his mind, even during our family cruise. Tragically, he suffered a sudden, fatal heart attack just one week after we returned, leaving him no opportunity to share what had happened with the brethren or address it publicly. During his final days in the hospital, knowing the time was short, he asked me to eventually bring the things that happened secretly into the light, if possible, realizing it would be incredibly difficult because he had struggled deeply with how to approach it himself.

Even though many of these events happened a year ago, the spirit behind them remains today.



Spiritual Cancer —
Preserving the True Record


The public statement made at the recent 2026 General Conference of Elders (GCE) was difficult for our family to hear, as it did not reflect the reality of his final months. First and foremost, my father was explicit with us before he died that he did not want a tribute presented to him at the 2026 GCE or any future conference.

There is a clear distinction between the public narrative and the private reality. Praising my father from the pulpit while quietly setting aside his final warnings creates the very condition he warned against in his sermon, Spiritual Cancer—where institutional appearances are maintained while foundational principles are quietly set aside.

While some are aware that my father stepped down shortly before the conclusion of his presidential term, many do not know the biblical convictions that guided his decision. In his original resignation letter, he explained that continuing his active participation as president would make it appear as though he condoned an environment incompatible with God’s standards of Christian leadership. He wrote that he had to follow his conscience, choosing to "obey God rather than men." For this exact reason, he asked my mother and me to ensure his wishes were honored—specifically to avoid having his story reshaped into a more convenient narrative.

Despite his explicit request, the Council and administration (church leadership) moved forward with a tribute for my father without consulting our family. In the official GCE booklet, they printed an alternate story, stating that my father passed away "just months after completing his presidential term" and "while looking forward to resuming his service in the pastoral ministry" in Orlando.

Neither statement reflects the documented reality, as the official narrative leaves out two critical facts:

The reality of my father’s exit: Stating that my father simply “completed his presidential term” attempts to erase his formal resignation and to alter what he stood for in his final days. He did not quietly finish his time in office and ride off into a contented retirement. We wish that had been the case. Instead, he felt it necessary to take a definitive, documented moral stand against the direction and conduct within church leadership—specifically resigning early and choosing not to participate in the 30th Anniversary GCE celebration so as not to appear to condone what had occurred. By omitting his April 27th resignation, the official account reframed a profound act of biblical conscience into a standard administrative transition.


His pastor’s heart and desire to serve: My father never viewed the presidency as a status symbol. His true heart was always that of a pastor. In both of his resignation letters, my father made it clear that stepping down as president was not a resignation from the ministry. He affirmed his commitment to serve the brethren and stated his clear desire to pastor in Orlando following the local pastor's retirement, writing in his May 1st resignation letter that this was “for the record.” He simply wanted to spend his remaining years serving the local congregation he loved.

Instead, my father died with the firm, painful knowledge that he would never be permitted to pastor in Orlando again. While still president, he learned that other individuals were already being contacted to fill that exact role—a reality later confirmed in a conversation my mother overheard when Chairman Tim Pebworth noted that “under normal circumstances” a former president would naturally have the option to return to pastoring. While leadership publicly presented the image of a peaceful, seamless transition to the church, my father was left with the realization that behind closed doors, his situation was being treated as abnormal. Carrying the heavy weight of that reality, my father never attempted to defend himself publicly, choosing instead self-control over self-defense.



Are You Living by Every Word?
Unwavering Urgency


The current direction of the church as described in recent public Council reports stands in clear contrast to the principles my father lived and taught—marking a direction the church has never taken before. As president, my father operated with an absolute urgency to preach the gospel, holding a firm conviction that God’s resources should be actively invested into the work today. Historically, tithe funds have been protected from market risk and investment speculation, reserved instead for immediate use in preaching the gospel. However, recent official reports highlight an administrative shift that has allocated millions of dollars of tithes into long-term investments. While the stated goal is to protect the organization’s assets for the future, placing security in long-term financial accumulation risks replacing immediate, active faith with human reasoning and physical safety.

Long before these financial strategy shifts were made public, my father warned that institutional self-preservation runs counter to God’s calling. In Our Collective Part in Advancing the Mission, my father reminded the church that “God’s will is that His Church moves forward… He never called us to be status quo,” cautioning against allowing a desire for physical security to distract from the work at hand. Relying on the stability of a fragile economic system undermines the core call to preach with true urgency about the end of the age and the coming Kingdom of God. As my father warned in Are You Living by Every Word (Carefully, Diligently, Willingly, Now), financial accumulation can create a false sense of security that obscures how rapidly events can unfold:

“Suddenly is going to come suddenly… any morning we could wake up and life as we have known it has changed. The economy could fall. It is that perilous. It is a bulge in the wall, just willing, just ready to break.”Are You Living by Every Word? (Carefully, Diligently, Willingly, Now)—Rick Shabi, March 16, 2024

This financial shift stands in clear contrast to the example my father set even in his final hours. Though none of us expected him to die so suddenly, he shared with us in that hospital room that he was completely at peace, precisely because he had lived and served with unwavering urgency, holding nothing back from what he believed God required of him.

If my father had prioritized long-term material security or personal comfort over immediate faith, his final days and the legacy he left behind would have been entirely different. The true danger of the church’s financial shift is not merely where tithes are placed, but the subtle spiritual decay that institutional mindset can create within us. When the leadership of a church begins relying on long-term financial accumulation rather than immediate faith, that same lack of urgency can quietly creep into our own personal lives. My father’s example leaves us with a sobering question for our own lives—when our time eventually comes, will we be able to face it with that same absolute peace? The answer depends on whether we choose to place our trust in physical security today, or in fully surrendering our lives and resources to God’s work.

The Danger of Politics —
A Warning Fulfilled


At the beginning of his presidency, my father established his personal boundary plainly— “I don’t play politics, I don’t respond to politics because I don’t like it, I don’t like what it does. I’ve seen it firsthand.” In that same sermon, The Danger of Politics, he warned the church how easily corporate mindsets can infiltrate the church and spiritual leadership, noting that “politics is a dangerous thing... it leads to destruction, politics leads to strife, politics leads to death,” noting that its root cause is simple — “it’s about self, it’s about what I want… who I favor.” He explicitly cautioned:

“Political maneuverings in a church or anyplace else… lead to factions that can develop and that can lead to decisions that can be hurtful and painful to others.” The Danger of Politics (Sermon)—Rick Shabi, November 5, 2022

Looking back at his private records today, those words carry remarkable foresight regarding the very environment he later encountered at the Home Office. As the executor of my father’s estate, I began organizing his personal records earlier this year and cataloging his physical and digital files. What I found were not casual notes, but official written communications, timelines, and primary documents detailing the severe, ongoing opposition he experienced behind closed doors throughout the spring of 2025—an environment marked by resistance to his leadership, disrespect, bitter jealousy, and direct hostility from leadership.

Some have asked whether the resistance my father faced was simply a clash of personalities. In his original resignation letter, my father addressed the severe environment behind closed doors, recording his perspective that the ongoing disruption was “to remove and discredit me.” His private archive contains both his comprehensive April 27th resignation detailing these institutional and spiritual concerns, as well as the brief, sanitized May 1st version he was pressured to submit four days later—a compromise he agreed to out of a personal commitment to obey Christ’s command to reconcile with an adversary along the way (Luke 12:58). In reality, the Council voted to end his presidency because his presence stood as an unyielding barrier to institutional compromise, political maneuvering, and centralized administrative control. Removing him marked a turning point for the fundamental shift in governance and church resources that we are beginning to witness today. While his private archive contains extensive documentation regarding the administrative environment he went through, my goal is not to engage in conflict, but rather to honor my father’s consistent call for biblical integrity.

To ensure proper spiritual counsel and biblical wisdom were followed, these records were independently reviewed and verified by a group of elders. Their evaluation reached the same conclusion—my father’s documented records stand in direct contrast to the public accounts presented by leadership. This documentation reveals a stable presidency suddenly disrupted by unverified private claims. My father spoke out because he believed the church was facing a defining “now I know” test, referencing God’s words to Abraham after he showed his willingness to obey. My father felt church leadership was at a similar crossroads where God was examining their true hearts, facing a choice that would permanently define the church’s trajectory.

The Deceptive Heart —
A Need for Biblical Transparency


Near the end of his presidency, my father delivered a sermon titled The Deceptive Heart, reminding the church how easily human reasoning can trick believers and leaders into compromising God’s standards: 

“They watered down what He [God] said and somehow, they’ve convinced themselves that’s okay. It’s not okay.” Drawing from Galatians 5, he highlighted the spiritual danger of prioritizing personal or organizational self-preservation over God’s truth, noting that deception often manifests as “a self-willed opinion… which is substituted for submission to the power of Truth, and that leads to division.” The Deceptive Heart (Sermon)—Rick Shabi, February 22, 2025

I brought my father’s records directly to the Council to give them a complete, transparent picture, sharing the heavy burden my father carried in his final months hoping some sort of open dialogue could occur. I hoped the Council would review these matters with pastoral care and work toward resolution and peace for our family.

Instead, I received a formal response from Chairman Tim Pebworth on behalf of the Council of Elders. While the letter opened with condolences, the primary focus centered on our family’s grief rather than the documented timelines I had presented, leaving the evidence, records, and contradictions surrounding my father’s final months unaddressed.

Rather than addressing the substance of the documents or even acknowledging sorrow for how my father felt in his final days, the Council focused on the tone of my request—characterizing a call for transparency as “the language of ultimatum” and stating they were “collectively saddened—not angered, but genuinely saddened” by my approach. They declined my proposed terms, asserting that these matters must“remain in private channels” under the framework of Matthew 18.

In practice, keeping these records exclusively within private channels prevented any broader organizational review. When I inquired about an independent review, it became clear that no governing body—including the General Conference of Elders—was designated to receive or act upon such findings, leaving no structural channel for impartial evaluation or accountability for church leadership.

Ultimately, rather than engaging with the documented records, the Council conditioned any future discussion on a process “free from public pressure” and “performative urgency” that they felt “forecloses the very space for genuine reconciliation.” But asking for truth and transparency regarding a father and former president’s final weeks in office is not “performative urgency”—it is basic Biblical Accountability. My requests to the Council were straightforward—acknowledge or explain the documented contradictions and share the facts with the GCE, the body their own governing documents define as the ultimate human authority.

As Jesus Christ made clear in John 3:21,

“He who does the truth comes to the light, that his deeds may be clearly seen.”

Truth naturally welcomes the light, whereas incomplete narratives rely on restricted access. Choosing to keep the documented records within closed channels leaves the brethren to discern their own conclusions for themselves.

Reflecting on this outcome reveals a persistent pattern. In his resignation letter, my father recorded that when he submitted his formal March 16th warning letter—outlining key concerns regarding church governance and administrative direction—directly to the Council and Ethics Committee, his warning was met with complete silence, despite his earnest efforts to follow the scriptural order of Matthew 18. A year later, when I presented his documented archive, the Council provided a formal response, yet the core contradictions remained unaddressed. A full year has passed, but the spirit behind that response remains completely unchanged.


The Allegory of the Cave

In the final month before my father’s sudden heart attack, he spoke with me at length about Plato’s Allegory of the Cave. We talked about it right before our family cruise to Greece, which had led him to reflect on ancient history, language, and how patterns of human behavior repeat themselves all through Scripture, from Joseph and David to the prophets and Jesus Christ Himself.

The allegory describes a group of prisoners chained inside a dark cave, facing a blank wall. For their entire lives, they watch artificial shadows cast across the wall by handlers or puppeteers, mistaking those illusions for reality. When one prisoner is finally freed and forced outside into the true light of the sun, he is initially overwhelmed but eventually sees the world as it truly is—beautiful and full of truth. However, when he returns to the cave to share that truth out of love and a desire to free the others, he is ridiculed and rejected. The prisoners prefer the comfort of the familiar shadows over the light, becoming defensive and even violent if forced to face reality.

My father wrestled deeply with why God had allowed him to witness what he saw during his presidency. Looking back, I realize he was using this concept to process his own grief. He saw a timeless biblical parallel—the same struggle early Christians faced as they had to step out from the religious cave of the Pharisees to find true light and transformation. Having stepped into the leadership of the church, he witnessed firsthand the painful difference between what was told to the brethren publicly and what was happening in secret. He found that simply trying to speak the truth was met with immediate resistance.

“Once a person’s eyes have adjusted to the light of uncompromised truth, it becomes spiritually impossible to remain in the shadows of self-deception or to pretend that human control can ever take the place of God’s truth.” Rick Shabi—June 16, 2025



End Time Readiness —
Loving the Truth & Discernment

The true weight of these patterns came into sharp focus on July 19, 2025, when my father delivered what would be the final sermon in his physical life: End Time Readiness: Loving the Truth and Spirit of Discernment. While spiritual discernment is often viewed by many as a safeguard against external influences, my father’s focus was centered on a subtle and more serious concern—the danger of spiritual compromise arising from within the church.

My father shared with my mother, wife, and me that throughout his presidency, his sermons reflected what he was experiencing and what was happening to him in secret. At times, following prayer, he felt moved to change his planned sermons, even when facing opposition from church leadership over their content. It was only later that the tragic reality would surface—the spiritual warnings my father felt moved to deliver were a mirror-image exposure of the very administrative maneuvers transpiring against him in secret.

In what would be his final sermon to the church, my father spoke from the heart to equip the church with essential principles for spiritual discernment. Midway through his sermon, he turned his focus toward the internal condition of those in spiritual authority, reminding the membership that spiritual compromise within leadership rarely presents itself openly. Instead, it enters quietly through gradual, subtle shifts that require deep spiritual vigilance to recognize.

"And it could be that even in our lives, right in the church, sometimes it isn't a lie as in, you know, a blatant lie that we would all say is absolutely wrong. But there can be a twist here or a twist there or you see something that's not quite right. And what does that mean? We live by the word of God. You know, Paul as he was talking to the elders of Ephesus, he warned them in Acts 20 that even from among you, some will come in and they will teach perverse things. But it really is misleading things is the correct translation there. You don't have to do that. That doesn't apply here.'" End Time Readiness—Loving the Truth and Spiritual Discernment (Sermon), Rick Shabi, July 19, 2025

He was exposing an institutional mindset that risks prioritizing institutional convenience over scriptural righteousness. To help the church navigate such an environment, he provided a vital key of spiritual discernment, drawing directly from the account of Isaac in Genesis: “The voice is Jacob’s voice, but the hands are the hands of Esau. Something’s not right here. If it doesn’t seem right, just do a little more investigation. Seek the truth.” When Isaac was old and his sight failed, he sensed that something was wrong, yet he moved forward anyway, wanting to believe the illusion so he wouldn’t have to face a harsher reality. My father warned us never to fall into that same spiritual trap.

Following my father’s death, these very spiritual principles became strikingly relevant. The nice, polished GCE tribute presented a reassuring, unified message—the comforting “voice of Jacob” meant to signal peace across the church. But as my father urged us, true discernment requires examining the “hands of Esau”—the actual actions taking place behind the scenes.

A direct review of the official YouTube channel reveals media actions taken regarding my father’s final warning messages. Key sermons, including The Deceptive Heart, Spiritual Cancer, and Our Collective Part in Advancing the Mission, were changed from public status to ‘unlisted,’ removing them from public search results and main channel visibility. Regardless of whether these specific messages are currently hidden or have been selectively restored to public view by the time you read this, the underlying objective remains apparent.

End Time Readiness —
Loving the Truth & Discernment

The true weight of these patterns came into sharp focus on July 19, 2025, when my father delivered what would be the final sermon in his physical life: End Time Readiness: Loving the Truth and Spirit of Discernment. While spiritual discernment is often viewed by many as a safeguard against external influences, my father’s focus was centered on a subtle and more serious concern—the danger of spiritual compromise arising from within the church.  

My father shared with my mother, wife, and me that throughout his presidency, his sermons reflected what he was experiencing and what was happening to him in secret. At times, following prayer, he felt moved to change his planned sermons, even when facing opposition from church leadership over their content. It was only later that the tragic reality would surface—the spiritual warnings my father felt moved to deliver were a mirror-image exposure of the very administrative maneuvers transpiring against him in secret.

In what would be his final sermon to the church, my father spoke from the heart to equip the church with essential principles for spiritual discernment. Midway through his sermon, he turned his focus toward the internal condition of those in spiritual authority, reminding the membership that spiritual compromise within leadership rarely presents itself openly. Instead, it enters quietly through gradual, subtle shifts that require deep spiritual vigilance to recognize.

"And it could be that even in our lives, right in the church, sometimes it isn't a lie as in, you know, a blatant lie that we would all say is absolutely wrong. But there can be a twist here or a twist there or you see something that's not quite right. And what does that mean? We live by the word of God. You know, Paul as he was talking to the elders of Ephesus, he warned them in Acts 20 that even from among you, some will come in and they will teach perverse things. But it really is misleading things is the correct translation there. You don't have to do that. That doesn't apply here.'"

End Time Readiness—Loving the Truth and Spiritual Discernment (Sermon), Rick Shabi, July 19, 2025

He was exposing an institutional mindset that risks prioritizing institutional convenience over scriptural righteousness. To help the church navigate such an environment, he provided a vital key of spiritual discernment, drawing directly from the account of Isaac in Genesis: “The voice is Jacob’s voice, but the hands are the hands of Esau. Something’s not right here. If it doesn’t seem right, just do a little more investigation. Seek the truth.” When Isaac was old and his sight failed, he sensed that something was wrong, yet he moved forward anyway, wanting to believe the illusion so he wouldn’t have to face a harsher reality. My father warned us never to fall into that same spiritual trap.

Following my father’s death, these very spiritual principles became strikingly relevant. The nice, polished GCE tribute presented a reassuring, unified message—the comforting “voice of Jacob” meant to signal peace across the church. But as my father urged us, true discernment requires examining the “hands of Esau”—the actual actions taking place behind the scenes.

A direct review of the official YouTube channel reveals media actions taken regarding my father’s final warning messages. Key sermons, including The Deceptive Heart, Spiritual Cancer, and Our Collective Part in Advancing the Mission, were changed from public status to ‘unlisted,’ removing them from public search results and main channel visibility. Regardless of whether these specific messages are currently hidden or have been selectively restored to public view by the time you read this, the underlying objective remains apparent.


Figures 1-3 show this pattern - Official YouTube player settings for "Spiritual Cancer," "The Deceptive Heart," and "Our Collective Part in Advancing the Mission," showing 'Unlisted' status on the official United Church of God channel.

This pattern extends even to his final sermon, End Time Readiness, which was made available solely as an audio file on the church website, while several of his Biblical Worldview messages were removed. My father did not preach to earn institutional approval or applause but preached with end-time urgency because he genuinely cared for the spiritual welfare of the brethren. Seeing his final warning messages placed on 'unlisted' status or restricted from public search feeds does not diminish their truth. The character of a faithful shepherd is revealed in his willingness to preach uncompromised truth even when it becomes uncomfortable, and ensuring those messages remain publicly accessible allows his living work to continue serving the Church.

Fred Coulter’s “Full Accountability”: Trust Us, the Brethren Have No Need to Verify



For decades Fred Coulter has positioned the Christian Biblical Church of God as one of the rare Church of God groups that actually practices financial transparency. Every year the membership receives an income-and-expense report. Fred has repeatedly insisted that those who receive support from the brethren “are accountable to both God and to the brethren as to how these tithes and offerings are used.” He has quoted 1 Timothy 3 about overseers not being greedy for gain. He has mocked Worldwide for treating members as walking ATMs. He has told the brethren to “prove all things” and has even invoked Ronald Reagan’s “trust but verify.”

Then a member named John Van Atta actually tried to verify.

What followed was a six-month masterclass in stonewalling, feigned ignorance, belittling questions as “stupid,” and finally an unsolicited refund of the man’s contributions so the inconvenient conversation could be declared over.

Opening Salvo – March 2026

Van Atta’s March 20 letter was polite, detailed, and entirely reasonable. He noted that the published financials listed only one bank with two accounts, yet members knew other accounts existed. He asked why donations made payable to CBCG were being endorsed by other entities. He asked about the tangled corporate history of Christian Biblical Church of God versus Christian Scriptural Church of God (the only entity that actually holds the IRS determination letter for tax-deductible contributions). He asked why there is never a balance sheet. He asked who currently holds signatory authority on the accounts holding God’s money.

Fred’s March 25 response was the classic COG non-answer: everything funnels into the main account, the accountant (an enrolled agent, not a CPA) consolidates it, there are “no assets except three used copiers and no liabilities,” therefore no balance sheet is possible or necessary, and York Publishing is somehow both separate and not separate. Problem solved. Move along.

Van Atta did not move along. His April 13 reply laid out the corporate history in uncomfortable detail, noted the recent tax lien, questioned the revolving door of DBA registrations, and pointed out that brethren were never informed that donations to the name they actually write on their checks (CBCG) are not the ones the IRS recognizes. Fred’s next reply essentially said “I’ve already answered everything” and closed the matter.

The “Stupid” Questions and the Cashier’s Check

By late April Van Atta was still asking for specific, documented answers rather than high-level generalities. Fred’s May 1 letter is a classic of the genre:

“Your stupid request could only be answered if you sat in my lap while I was writing and issuing checks, which will never happen… We are not a gang of thieves and robbers, as you insinuate… Enclosed is cashier’s check #2242505553. This is a return of any contributions that you sent… The return of these donations demonstrates that this is the end of the matter.”

Nothing says “we welcome accountability” quite like refunding a member’s tithes and offerings so he will stop asking questions.

Matthew 18 – Because Scripture Only Applies When Convenient

In August, Van Atta (now joined by Nathan Mitchell as a second witness) formally invoked Matthew 18. The letter quoted Fred’s own past statements about accountability back to him and suggested a livestream explanation of the complete financial operations, live questions, and posting of documents by August 29.

Fred’s reply the next day was two sentences long:

“We do everything according to God and publish it in our reports, as we have done for 30 years, completely within all Scriptural requirements. I don’t understand the purpose of your email.”

Van Atta’s final note was blunt: you have refused to hear the complaint one-on-one or with a witness. The church will now hear it. If you continue to ignore it, Matthew 18:17 applies.
What the Numbers Actually Show

A side-by-side comparison of the published reports from 2021–2025 raises the very questions Fred refuses to answer:

Hundreds of thousands in “Writing & Editing” and “Current Book” expenses – who is being paid?
“Housing Allowance – For Elders” jumping to $71,000 in 2025 – which elders?
Auto maintenance, fuel, and insurance every year while the official position is that the church owns essentially no assets.
Office rent nearly doubling in one year.
“Africa Work” money appearing and disappearing after reported disagreements with Kenyan contacts.
Large “Assistance” line items with no breakdown of who received help.
Significant “Ministerial Expense,” “Travel Meeting Expense,” and “Payroll Expense” with zero transparency about recipients.

These are not “stupid” questions. They are the exact questions any competent steward would expect when handling other people’s money claimed to belong to God.
The Pattern Never Changes

Fred Coulter spent years correctly criticizing Worldwide for secrecy, uncontrolled spending, and treating the brethren as a cash machine. He built a reputation on being different. Yet when a member took his own rhetoric seriously and asked for verification, the response was evasion, insults, a refund check, and a claim not to understand why anyone would even ask.

The reports are published. That is true. What is not published is anything approaching the level of transparency Fred once demanded of others. Multiple legal entities, revolving DBAs, bank accounts that appear and disappear from the reports, no balance sheet, no independent CPA audit, and a leadership that treats detailed questions as personal attacks.

Van Atta followed the process Fred himself claims to follow. He was dismissed. That, more than any spreadsheet line item, is the real financial report of the Christian Biblical Church of God in 2026.

The brethren who continue to send their money under the name CBCG while the tax-deductible entity is actually CSCG, who never see a balance sheet, and who are told that asking for verification is “stupid,” might want to remember Fred’s own favorite phrase:

Trust, but verify.

Some of us are still waiting for the second half.


John Van Atta writes: 
I am a past member of WCG that left in the mid-nineties which was not soon enough. For the last ~30 years, my wife and I had nothing to do with any of the splinter groups. Back a few years ago I began to listen to Coulter a little. I knew better as we had some contact with him in the 90's. He hasn't changed a bit - he's even worse now. 

After a career investigating and prosecuting financial crimes for the federal government, I began to find some questionable financial facts about Fred's operation. Obviously, not having access to the investigative tools that I previously had before retirement, I cannot state whether Fred is involved in any illegal activities. However, from my experience I can say there is smoke and where there is smoke there may be a fire. 

With that stated, I have attempted to correspond with Fred regarding his financial activities. I have at least five different letter/emails to him with his responses. There is a nice stack of letters dating back to May, 2026 to the present time. Much to my surprise, the real name of his organization is the Christian Scriptural Church of God even though everyone believes it is Christian Biblical Church of God (CBCG) and they give money to CBCG (or think they do).  

Would you be interested in posting some or all of the letters and Fred's responses on your website? I believe strongly that anyone who is considering funding his business should read these before they do so. Then, at least, they could make an informed decision about throwing their money away.  

John Van Atta

Double-click to enlarge

 


Fred's response:



Fred's letter to members regarding church financials: